Loan Officer

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Charter School Finance and Development (CSFD)

CSFD invites applications for a full-time Loan Officer. This position will play a key role in lending, CDFI industry capacity building and related program initiatives that advance the strategic goals of CSFD. The position offers candidates an outstanding opportunity to make a significant impact on both disadvantaged communities around the US and on the growing community development finance industry as a whole. 

Position Summary

Reporting to the Chief Operating Officer, the Loan Officer will handle underwriting for loan requests, including participation loans with CDFI lending partners, subordinated loans, leasehold improvement loans, and direct loans. The Loan Officer may also assist with NMTC underwriting and closing.

The Loan Officer should demonstrate ability to cultivate external relations with CDFI lending partners and community development organizations and other relevant groups. The position requires an experienced professional with excellent verbal and written communication, interpersonal, and organizational skills. The successful candidate will be detail oriented and have the ability to prioritize and manage multiple projects and assignments, and meet tight deadlines.


Build and expand relationships with lending partners such as commercial lenders, CDFIs, and foundations.
Identify lending opportunities, perform site visits as needed and originate loans.
Structure and negotiate financing proposals/commitments and prepare written loan packages for review and approval by Loan Committee.
Review the loan packages submitted by participating lenders.
Review and interpret third party due diligence reports, including appraisals, market assessments, entitlement/zoning classifications, and environmental reports to determine transaction viability and appropriate loan structure.
Coordinate the preparation of commitment letters and loan documents with internal team members and attorneys as needed.
Assist in the closing process, including the collection, review, approval and execution of all closing items.
Manage an existing portfolio of loans, including annual site visits, timely review of financial statements, review and approval of disbursement/funding requests monitoring for covenant compliance and processing modification and extension requests.
Assist Account Manager in maintaining loan files in audit-ready condition to ensure accuracy and completeness.
Perform other duties as assigned by supervisor.

Required Qualifications

Three to Five years of lending experience with real estate underwriting responsibilities.
Passion for helping underprivileged communities.
Excellent analytical, commnication, and problem-solving skills.
Underwriting software skills and knowledge.
Bachelor’s degree in business or other related field.

Preferred Qualifications

CDFI industry lending experience is a plus.
Master’s degree in business or other related field.

The Organization

CSFD is an emerging impact-driven lender that specializes in providing affordable facility solutions for charter schools that serve a variety of students in diverse areas of the country. CSFD often partners with other Community Development Financial Institutions (CDFIs) that advocate economic opportunity and social justice.

CSFD is an equal opportunity employer and does not discriminate in employment opportunities or practices on the basis of race, color, religion, gender, sexual orientation, national origin, age disability, marital status, or any other characteristic protected by Law.

To date, CSFD has not instituted a vaccination policy. All staff, however, have been fully vaccinated from COVID-19. Therefore, CSFD prefers a candidate who is also fully vaccinated, unless you document reasons for a religious or medical exemption.